Term Insurance Return of Premium

By Global Insurance Pvt. Ltd. (GIFS)

Get the dual benefit of life protection and money back with GIFS Term Insurance – Return of Premium. Protect your family while securing your premiums if you outlive the policy term.


Why Choose TROP with GIFS?

✅ Full Life Cover
Your family gets financial security in case of an untimely death.

✅ Return of Premium
If you survive the policy term, all your premiums are returned—no loss of money.

✅ Affordable Options
Choose plans and terms that suit your budget and long-term goals.

✅ Flexible Policy Terms
Cover from 10 to 40 years with options to adjust sum assured.

✅ Optional Riders
Enhance coverage with critical illness, accidental death, or waiver of premium riders.

✅ Tax Benefits
Premiums eligible for tax deductions under Indian laws (as applicable).


Who Can Apply?

  • Salaried or self-employed individuals

  • NRIs & PIOs

  • Anyone seeking protection with guaranteed return of premiums


Key Features

  • Pure protection with guaranteed premium return

  • Sum assured options to meet family needs

  • Multiple premium payment options

  • Transparent and simple claim process


Required Documents

  • Identity & address proof

  • Income proof (if applicable)

  • Medical reports (if required)


Why GIFS?

At Global Insurance Pvt. Ltd. (GIFS), we provide innovative term insurance solutions for individuals who want both protection and value. With TROP, you don’t just insure your life—you invest in your future while securing your family.

Protect your family Enquiry Now !!

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