Term Insurance for HNIs

By Global Insurance Pvt. Ltd. (GIFS)

For High Net-Worth Individuals, wealth protection isn’t just about assets—it’s about securing your family’s lifestyle and legacy. GIFS offers tailored term insurance solutions that provide high coverage with maximum flexibility.

Why HNIs Choose GIFS Term Insurance

✅ High Sum Assured Options
Protect your family with coverage ranging from ₹1 Crore to ₹10+ Crores.

✅ Customized Plans
Flexible terms, premium payment options, and riders to match your unique financial profile.

✅ Tax Efficient
Eligible for tax benefits under Indian income tax laws (as applicable).

✅ Worldwide Protection
Coverage for NRIs and Indian residents with benefits paid in India.

✅ Fast Claim Settlement
Hassle-free process designed for sophisticated clients who value efficiency.

Who Can Apply?

• NRIs & PIOs with significant assets

• Entrepreneurs & business owners

• Senior professionals and executives

Key Features

• Pure protection (term) plan with no market risk

• Optional riders: critical illness, accidental death, waiver of premium

• Flexible policy terms: 10–40 years

• Premiums adjustable based on coverage & age

Required Documents

• Identity & address proof

• Income proof / net worth documents

• Medical reports (if required)

Why Choose GIFS?

At Global Insurance Pvt. Ltd. (GIFS), we understand HNIs require tailored, high-value insurance solutions. Our expert advisors ensure your family’s future is secure, your lifestyle protected, and your wealth preserved—without compromising convenience or privacy.